[1]
D. A. Thalib and Zulkarnain, “TECHNOLOGY-ORGANIZATION-ENVIRONMENT FRAMEWORK: THE ROLE OF DIGITAL FINANCIAL SERVICES ADOPTION IN THE PERFORMANCE OF MSMES (A STUDY IN THE TOKYO MARKET AREA, PIK 2)”, Journal of Accounting, Business and Management, vol. 3, no. 1, pp. 40–52, Nov. 2025.